A workplace injury is often quickly resolved with a trip to the emergency room, and maybe a few days off work. However, some employees aren’t so lucky and have sustained injuries that prevent them from going back to work for a while.
During this time, their financial situation can take a hit, particularly if they are the breadwinner in the family. But the question is, can you make some extra money on the side while on workers’ comp?
Understanding the Law
Workers’ compensation laws in Missouri are designed to help the injured worker get back on their feet after an injury. Apart from covering all the relevant medical bills (meaning those that are directly resulted from the workplace injury), workers in Missouri will also receive partial lost wages.
If your treating doctor says you cannot go back to work for a certain period of time, then legally you are generally entitled to 66 2/3 percent of your weekly wages, which will usually be paid every week by the insurance company. This is designed to help you focus on your treatment until the doctor clears you to get back to work.
What about Extra Wages?
Earning extra wages while on workers' compensation could potentially affect your claim. The rationale is this: if you are too sick to go back to your job (where you got injured), then how are you able to perform tasks at another job to earn extra wages?
If the insurance company discovers you are making extra money, they may hire a private investigator to follow you and see if your injuries are truly that bad. Additionally, you are legally required to follow the recommended treatment your doctor gave you, and if you don’t, then the insurance company may stop paying the benefits.
For instance, if the doctor said you should be on bed rest for two weeks, but then you are spotted up and about at another job, that’s a clear violation of your treatment. The insurance company could rightfully think you may have exaggerated your wounds and stop giving out the workers' compensation benefits. In worse cases, they may even take legal actions against you because lying to get workers comp is considered insurance fraud.
Where the Lines Get Blurry
In today’s market, some jobs don’t even require you to get out of your home. As a result, it is possible to earn extra money even while on bed rest. For instance, if you have an online business on the side, and it generates revenue, that may not be a problem. However, the insurance company will most likely still investigate. It is best to discuss your situation with an attorney.
Speak With a Work Injury Lawyer
Reach out to a St. Louis workers comp lawyer for additional support in this case. The lines can get blurry rather quickly, and any mistake puts your benefits at risk. An experienced lawyer can protect your rights and handle the process. Give us a call 24/7 at (314) 361-4300 for a FREE case evaluation.
Comments